We are based in Toowoomba and work with clients across Australia

Our Journey

If there's one question I hear from clients more than any other, it's "Do I have enough?" Do I have enough to retire on? Enough to finally take that long holiday we keep putting off? Enough to live comfortably without worry? And what can we do to make sure we have enough?
 
Most people I sit down with don't have a money problem. They have a clarity problem. They're working hard, saving what they can, and still lying awake wondering if it will ever add up to the life they actually want. More often than not, it already can. They just can't see the path to get there.
 
That's the moment I love. Taking what someone already has and showing them how to use it well, so they can stop asking "Do I have enough?" and start living the answer.

I started Destination Wealth because I was tired of watching good people get lost in the machinery of big institutions, shuffled between call centres and handed generic advice. I didn't want to build another cookie-cutter practice. I wanted to build something personal instead.

Destination Wealth is that business. It's built on the belief that you deserve a plan that's genuinely your own with advice shaped around your goals and your values, and a planner who's genuinely in your corner.

Wherever you're headed, we'll build a path to get you there!

Steve Holden

FINANCIAL ADVISOR/DIRECTOR

Bachelor of Commerce

Advanced Diploma of Financial Planning

Meet Steve Holden

I grew up watching my father run his own businesses. There was something in that. The independence, the responsibility, the pride of building something with your own hands - that stuck with me long before I understood what I wanted to do with my own career.
 
Financial planning gave me a way to combine that entrepreneurial pull with something I care about even more, people. Before deciding it was time to do it my way, on my own terms, I spent 13 years building the experience and qualifications to back it up working across government and private sector and as co-director of a financial planning business.

Born in Zimbabwe, that upbringing shaped a lot of how I see the world. Resourcefulness, resilience, and an appreciation for making the most of what's in front of you. It's a mindset I bring into every conversation I have with clients today.

Your Advisor

Away from the office, I'm a husband and father of three sons. If I'm honest, it took me a while to figure out where I was headed.

In my twenties I tried my hand at a few things: landscaping, exports, picture framing. All good jobs, but never a passion. In my late twenties I went back to university and moved into financial planning. It wasn't just the numbers that drew me in, it was the chance to connect with people and genuinely help solve their problems. Turns out, that's exactly what I found.

Outside work, you'll usually find me in the garden or the shed on some kind of woodworking project. I like building with my hands as much as building plans on paper. Keep an eye out for a bit of my handiwork next time you're in the office.

Growing up in Zimbabwe, I was, and still am, a die-hard Springboks fan. But since my younger sons took up rugby league, I've added the Broncos and the Cowboys to the list too.