Terms & Conditions

Terms Of Use

General

These are the Terms and Conditions of use of the website. By using the website, you agree to abide by these Terms of Use.


Please understand what we do, and don’t do. GPS Wealth Ltd provides personal financial advice. We abide in good faith and base on our understanding of regulatory and industry requirements. The information we provide on our site, where it is advice, is general advice only and does not consider your needs, objectives, and personal circumstances. Our content is not written for you specifically so please obtain professional advice, and consider your own circumstances, before you act on the information published on our site.


We endeavour to ensure that the information and other content on our website is accurate and current, but we can’t always guarantee the accuracy or currency of the information on which we’ve relied. If you find an error or an out-of-date reference, please let us know and we’ll correct it.


Disclaimers

To the extent permitted by law, we disclaim all liability to any person in relation to use of the website, and you waive all claims against us in relation to your use of the website.


We accept no liability for any interference with or damage to a user’s computer, software or data occurring in connection with or relating to the website or its use or any website linked to this website and does not represent or warrant that applications initiated through the website will in fact be received or made to the intended recipient. Users are advised to confirm the application by other means.


The website includes links to other websites operated by community, business, and government. These linked websites will have their own terms and conditions of use and you should familiarise yourself with these.


All linked websites are linked “as is” and we do not sponsor, endorse, or necessarily approve of any material on websites linked from or to this site. Nor do we make any warranties or representations regarding the quality, accuracy, merchantability, or fitness for purpose of any material on websites linked from or to this site. We do not, and cannot, make any warranties or representations that material on other websites to which this site is linked does not infringe the intellectual property rights of any person anywhere in the world. We certainly don’t authorise, approve, or endorse the infringement of any others’ intellectual property rights. If you don’t care about other peoples’ intellectual property rights, please don’t visit our site.


Changes

The information and data on the website are subject to change without notice.


We may revise the Terms and Conditions of Use at any time by updating this posting.


Ownership Rights

Unless expressly stated otherwise, we claim copyright ownership of all material on the website. You may download, display, print and reproduce this material in unaltered form (attaching a copy of this notice) for your personal, non-commercial use. We reserve the right to revoke such permission at any time. Apart from this permission and uses permitted under the Copyright Act 1968 (Cth), all other rights are reserved.


Anti-Spoof & Phishing Policy

This Anti-Spoof & Phishing Policy details domains controlled and operated by our organisation and the policies that have been applied to each domain.


To protect our customers, subscribers, our brand, and reputation against spoof email messages, and to ensure visibility over how we operate our domains we have implemented Trusted Sender Score. This policy is a reference point for all internet users to check as to how we use and protect our domains.


We use the following techniques to assist with anti-spoofing: – SPF, DKIM, and DMARC records in our DNS records. This ensures that emails we send are authenticated and are not able to be sent by organisations outside of our domain name.


The domains listed in this policy show which domains we use to send email and which domains do send email. A link is provided to each Trusted Sender Score domain profile which provides further information on each domain configuration.


If you receive emails or links that try to represent our domains in an unauthorized manner, please check this policy and if you are still unsure, please contact us to confirm the legitimacy of the email, link, or web page.


  • Xplan and initiativefa.com.au – is used to send email
  • Xplan via initiativefa.com.au – is used to send client newsletters and marketing
  • https://eastonwealth.xplan.iress.com.au/ – is our CRM and email marketing platform of choice
  • SOCIAL MESSAGING


We may occasionally send a direct message from our social media accounts:


https://www.facebook.com/destinationwealth.au


https://www.linkedin.com/company/destinationwealth.au


If you feel that you have received a suspicious email or message or have any doubt as to any email or message you have received from us, please contact immediately via telephone.

Privacy Collection Statement

 We collect and verify personal information about you (and where applicable, persons acting on your behalf) to manage our relationship with you, to ensure that we provide the products and services most appropriate to your needs and to make certain that we comply with our legal obligations under the Privacy Act 1988 (Cth) and under the Corporations Act 2001 (Cth). This Privacy Collection Notice forms part of our Privacy Policy, and together they form our notice for collecting personal information under Australian Privacy Principle 5. 


The information required to be collected and verified by us depends on who you are and the nature of the service to be provided by us. If you fail to provide us with the required information, or if you provide us with incomplete, or inaccurate information we may not be able to provide you with the products or services you are seeking within the time periods contemplated. For a complete list of the information we may collect and verify please see our Privacy Policy. 


If you elect not to provide us with the personal information you may be exposed to higher risks in respect of the recommendations made to you and this may affect the adequacy or appropriateness of advice given to you. Alternatively, we may elect to terminate our relationship with you if we believe we are unable to provide you with adequate service. 


Personal information acquired by us in the course of providing our services may be provided to external service providers, product and platform providers, auditors, taxation and legal advisers and information technology consultants. Otherwise your personal information will not be disclosed unless: 

•Australian law requires us to; or

•you authorise us to disclose it to a 3rd Party on your behalf, e.g. your tax adviser.


Some of the entities that we share information with may be located in, or have operations in, other countries. This means that your information might be stored or accessed in overseas countries, including but not limited to New Zealand, Sri Lanka, Singapore, United Kingdom, Philippines, India and the United States of America. Details of the countries we disclose to you may change from time to time. You can contact us for further details regarding where we may send your personal information. 


Personal information may also be processed by staff or by other third parties operating outside Australia who work for us or for one of our suppliers, agents, partners or related companies. 


When we send information overseas, we will take reasonable steps to ensure that overseas providers do not breach the Privacy Act and that any third parties are subject to a similar level of protection or similar obligations that are offered by the Privacy Act. If you do not agree to the transfer of your personal information outside Australia, please contact us. 


Some of our financial advisers may enter their own outsourcing arrangements to countries other than those detailed above. Those arrangements will be disclosed separately by the financial adviser to their clients. 



If you think any of the details that we hold are incorrect or out of date, please contact us to correct this. You can always access the personal information held about you by contacting us. 


A copy of our GPS Privacy Policy is on our websites in the footer. Otherwise if you contact us, we can send you a copy.